Terms and Conditions

Terms and Conditions

 

Last Updated: October 25, 2025

Please read these Terms and Conditions (“Terms,” “Terms of Service”) carefully before using the website https://insurance.applogicstudio.com/ (the “Site”) operated by ApexSecure Insurance Solutions (“ApexSecure,” “us,” “we,” or “our”).

Your access to and use of the Site is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who wish to access or use the Site.

By accessing or using the Site, you agree to be bound by these Terms. If you disagree with any part of the terms, then you do not have permission to access the Site.

 

1. Services and Quotes

 

A. Non-Binding Quotes: All insurance quotes provided on the Site are for informational purposes only and are non-binding. A quote does not constitute an agreement to provide insurance. The final policy, coverage, premiums, and terms are subject to verification of the information you provide, underwriting approval by the applicable insurance carrier, and execution of a formal insurance contract.

B. Accuracy of Information: You agree that all information you submit to the Site for the purpose of receiving an insurance quote or service is true, accurate, current, and complete. Providing false or misleading information may void any policy issued or result in denial of coverage or claims.

C. No Professional Advice: The content on the Site is not intended to be a substitute for professional legal, tax, or financial advice. Always seek the advice of a qualified insurance professional or advisor.

 

2. Intellectual Property Rights

 

The Site and its original content, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio) are and will remain the exclusive property of ApexSecure Insurance Solutions and its licensors. The Site is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of ApexSecure.

 

3. User Obligations and Prohibited Uses

 

You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to use the Site:

  • In any way that violates any applicable federal, state, local, or international law or regulation.
  • To transmit, or procure the sending of, any advertising or promotional material, including any “junk mail,” “chain letter,” “spam,” or any other similar solicitation.
  • To impersonate or attempt to impersonate ApexSecure, an ApexSecure employee, another user, or any other person or entity.
  • To engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Site, or which, as determined by us, may harm ApexSecure or users of the Site or expose them to liability.

 

4. Disclaimer of Warranties

 

YOUR USE OF THE SITE IS AT YOUR SOLE RISK. THE SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

NEITHER APEXSECURE NOR ANY PERSON ASSOCIATED WITH APEXSECURE MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SITE. WITHOUT LIMITING THE FOREGOING, APEXSECURE DOES NOT REPRESENT OR WARRANT THAT THE SITE, ITS CONTENT, OR ANY SERVICES OBTAINED THROUGH THE SITE WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED.

 

5. Limitation of Liability

 

IN NO EVENT WILL APEXSECURE, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE SITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE SITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.

 

6. Indemnification

 

You agree to defend, indemnify, and hold harmless ApexSecure Insurance Solutions, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms of Service or your use of the Site.

 

7. Governing Law and Jurisdiction

 

These Terms shall be governed and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions.

Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Site shall be instituted exclusively in the federal or state courts located in Los Angeles County, California, although we retain the right to bring any suit, action, or proceeding against you for breach of these Terms in your country of residence or any other relevant country.

 

8. Changes to Terms

 

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Site after any revisions become effective, you agree to be bound by the revised terms.

 

9. Contact Information

 

If you have any questions about these Terms and Conditions, please contact us:

ApexSecure Insurance Solutions Email: legal@apexsecure.com Address: 123 Fictional Blvd, Anytown, CA 90210