Insurable Interest
A fundamental requirement stating that the policyholder must have a legitimate financial stake in the property or person being insured. They must stand to suffer a financial loss if the insured event occurs.
A fundamental requirement stating that the policyholder must have a legitimate financial stake in the property or person being insured. They must stand to suffer a financial loss if the insured event occurs.
For most types of insurance (like home or auto, but generally not life insurance), this principle ensures that the insured is compensated for the actual amount of the loss, no more and… Principle of Indemnity
For most types of insurance (like home or auto, but generally not life insurance), this principle ensures that the insured is compensated for the actual amount of the loss, no more and… Principle of Indemnity
The amount of money the policyholder must pay out-of-pocket towards an insured loss before the insurance company begins to pay. Choosing a higher deductible typically results in a lower premium, and vice-versa.
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