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Best Car Insurance for First-Time Drivers Under 25 (2025 Guide)

If you’re under 25 and just got your driver’s license, finding affordable car insurance can feel like a challenge. Insurance companies consider young drivers high-risk — but don’t worry.

In this 2025 guide, we’ve researched the best car insurance options for first-time drivers that offer low rates, solid coverage, and great discounts.

Why Is Car Insurance Expensive for Drivers Under 25?

Drivers under age 25 are statistically more likely to be involved in accidents, leading insurers to charge higher premiums. First-time drivers without a driving history face even more scrutiny.

However, many companies offer special discounts and beginner-friendly policies to help reduce your monthly costs.